Keynote speaker · Full Professor
I’m Hamid Nach, a Full Professor of Business Technology Management in Canada. I study how emerging technologies, above all AI, are reshaping fintech in Africa, from alternative banking and payments to regtech and suptech. I direct AfreLa and founded FinteQC. I speak in English and French.
What AI changes in African fintech, explained through research and fieldwork, for the people who make decisions.
AI in banking, payments, fraud and financial education.
AI in regulation, supervision, consumer protection and inclusion.
Fintech and AI in the curriculum: courses, programs and partnerships.
AI capacity
Banks and fintechs already use AI, from credit scoring to fraud checks. Their supervisors are investing in the skills to oversee it.
59%
of African financial authorities see moderate to advanced AI adoption by fintechs.
Source: World Bank, 202541%
of African financial authorities intend to adopt a formal policy on their internal use of AI within 12 months (18% have one today).
Source: World Bank, 2025Supervisors rank AI-powered fraud first among consumer risks. Nearly one adult in five was asked by a stranger, by phone or SMS, to send money.
Each square is one adult in 1,000. Dark: received a call or SMS from someone they did not know asking them to send money in the past 12 months (18.8%). Red: sent it (1.8%). Population-weighted average across 37 African economies (766 million adults), computed from World Bank Global Findex 2025 data. In a separate World Bank survey of 27 financial authorities in emerging economies (2025), fraud and scams using AI rank as the top consumer risk from AI in financial services.
Talks
01
The State of AI in African Fintech
Five layers, from regulation to the user’s screen
02
Less Compute, More Reach: Africa’s Approach to AI
What resource constraints teach us about building affordable, accessible AI
03
When Fintech Speaks Africa’s Languages
How voice AI and local languages could redefine financial inclusion
04
When a Face Is No Longer Proof
Deepfakes, identity fraud, and the future of trust in African fintech
05
Can AI Learn From Data It Cannot See?
Synthetic data, privacy, and responsible innovation in African fintech
06
Buying AI Doesn’t Mean Outsourcing the Risk
What African banks, executives, and regulators must know before signing
Where I have spoken
Morocco Fintech Center, launch of the Fintech Booster program · Rabat, Morocco
In conversation with René Rohrbeck · ICTMOD · Normandie, France
Africa Business School · Rabat, Morocco
Africa Business School · Rabat, Morocco
Research
Publications
FinteQC
I founded FinteQC, Canada’s conference on fintech and insurtech, and still chair it. The 2026 edition took place at ESG UQAM in Montréal. Past speakers include Paolo Sironi (IBM Institute for Business Value), Nir Vulkan (University of Oxford), Philip O’Reilly (University College Cork), Markos Zachariadis (University of Manchester) and Patrick Schüffel (School of Management Fribourg).
finteqc.caEvidence
FinTech · Feature Paper · 2025
Open banking and regulatory sandboxes came out among the top priorities, along with a national fintech vision.
Delphi study of Morocco’s fintech ecosystem
Three rounds, published in FinTech 4(4):66
Quality & Quantity · Springer · 2025
What the press keeps coming back to, what it rarely covers, and how to read the next “boom” headline.
Fintech in the news
Quality & Quantity 59(2), 839 to 877
Thank you for the excellent presentation and for the rich discussion on the panel. A thought-provoker!
Myriam Ertz
Professor, UQAC
Thank you, Hamid, for believing in IwazoLab even when we were still finding our direction. Your belief in our vision, collaboration through joint research publications with AFReLA, and continued mentorship of our team have been invaluable. Beyond being a research collaborator, you have been a mentor and a genuine believer in our potential. We are grateful to have you as part of our journey.
Dr. Japheth K. Mursi, PhD
Assistant Professor of Data Science, Daystar University
Co-Founder, IwazoLab Solutions Ltd.
For organizers
The questions organizers ask first. Anything else, write directly.
Download the speaker kitAfrica’s AI story, told through fintech: alternative banking, payments, regtech and suptech, language and voice, AI under constraint, identity and fraud, data for AI innovation, and buying AI. Six talks are ready, and each one is adjusted to your audience.
English and French, with slides in the language of your event.
Keynotes of 20 to 45 minutes, closed-door executive briefings of 60 to 90 minutes, panel moderation, fireside conversations, university lectures and masterclasses.
Every engagement starts with a 30-minute call two or three weeks before the event, about your audience and what you want them to take home. Every number on screen comes with its source.
Yes, live or recorded. If travel does not work for your dates, I can join remotely or send a recorded talk.
Yes: a one-page speaker sheet in English and French, a bio, and portraits in colour and in engraved style.
Booking
Tell me about your audience and your date.
Keynotes · Executive briefings · Moderation · English and French